OUR FEATURES

Everything you need for seamless payments in Nigeria.

From instant conversions to local spending, Borderless Pay connects foreign visitors, diaspora Nigerians, and local businesses — with technology built for speed, trust, and transparency.

Naira Wallet with NGN Card

Spend like a local.
Pay anywhere in Nigeria — instantly.

With Borderless Pay, you don’t need to worry about failed international cards or rejected payments. Your Naira Wallet lets you convert your foreign currency instantly into Naira, giving you the freedom to pay, shop, and explore like a local.

You can link your wallet to your Borderless Pay NGN card — virtual or physical — and use it to pay for anything: your stay at a Lagos hotel, an Uber ride, your friend’s wedding asoebi, or a late-night Suya hangout.

Everything works seamlessly — no bank visits, no exchange stress, no delays. Just freedom to enjoy your time in Nigeria while spending easily and securely.

Multi-Currency Wallets

Hold your money where you earn it, spend it where you need it.

Your lifestyle doesn’t fit into one currency — and now, your wallet doesn’t have to either.
Borderless Pay supports USD, GBP, and EUR wallets alongside your Naira account. You can receive or fund in foreign currencies, keep your balance in those wallets, and convert to Naira only when you need to spend locally.

This gives you total control over your exchange timing, better rates, and full visibility. Whether you’re getting paid abroad or funding your stay in Nigeria, your money is always right where you need it.

Instant Transfer

Your money moves at your speed.

In Nigeria’s fast-paced economy, timing matters — and that’s why Borderless Pay is built for real-time transfers.
Whether you’re topping up your Naira wallet, paying a vendor, or sending funds to a business, your transactions happen instantly — not in hours or days.

No “pending” notifications. No waiting for settlements. No middlemen slowing things down.
Funds move directly, securely, and visibly — with instant confirmation for both sender and receiver.

Because when you’re living or doing business across borders, waiting is not an option.

Security You Can Trust

Your peace of mind, built into every transaction.

Borderless Pay is protected by bank-grade encryption, multi-factor authentication, and continuous monitoring to keep your funds and data safe.
We comply with the same standards as major financial institutions and use secure, regulated partners to ensure your money is protected at every stage.

Whether you’re funding your wallet from abroad or paying for a service locally, every transaction passes through trusted, compliant payment channels.
Your safety isn’t a feature — it’s the foundation.

Your money shouldn’t have borders.

Join thousands of users sending, converting, and spending seamlessly with Borderless Pay.